﻿<?xml version="1.0" encoding="UTF-8"?>
<!--ICGIG-->
<xbrli:xbrl xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2024-12-31/in-capmkt" xmlns:in-capmkt-ent="http://www.sebi.gov.in/xbrl/IntegratedGovernance/2024-12-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="http://www.sebi.gov.in/xbrl/IntegratedGovernance/2024-12-31/in-capmkt-roles" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:in-capmkt-types="http://www.sebi.gov.in/xbrl/2024-12-31/in-capmkt-types" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink">
  <link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2024-12-31.xsd" />
  <xbrli:context id="MainD">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.bseindia.com/in-capmkt/ScripCode">539835</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2025-04-01</xbrli:startDate>
      <xbrli:endDate>2025-06-30</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="MainI">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.bseindia.com/in-capmkt/ScripCode">539835</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2025-06-30</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="PY_I">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.bseindia.com/in-capmkt/ScripCode">539835</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2025-03-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="I_OngoingTaxLitigationsOrDisputes1">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.bseindia.com/in-capmkt/ScripCode">539835</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2025-06-30</xbrli:instant>
    </xbrli:period>
    <xbrli:scenario>
      <xbrldi:typedMember dimension="in-capmkt:OngoingTaxLitigationsOrDisputesAxis">
        <in-capmkt:OngoingTaxLitigationsOrDisputesDomain>OngoingTaxLitigationsOrDisputesDomain1</in-capmkt:OngoingTaxLitigationsOrDisputesDomain>
      </xbrldi:typedMember>
    </xbrli:scenario>
  </xbrli:context>
  <xbrli:context id="I_OngoingTaxLitigationsOrDisputes2">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.bseindia.com/in-capmkt/ScripCode">539835</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2025-06-30</xbrli:instant>
    </xbrli:period>
    <xbrli:scenario>
      <xbrldi:typedMember dimension="in-capmkt:OngoingTaxLitigationsOrDisputesAxis">
        <in-capmkt:OngoingTaxLitigationsOrDisputesDomain>OngoingTaxLitigationsOrDisputesDomain2</in-capmkt:OngoingTaxLitigationsOrDisputesDomain>
      </xbrldi:typedMember>
    </xbrli:scenario>
  </xbrli:context>
  <xbrli:unit id="pure">
    <xbrli:measure>xbrli:pure</xbrli:measure>
  </xbrli:unit>
  <in-capmkt:ScripCode contextRef="MainI">539835</in-capmkt:ScripCode>
  <in-capmkt:Symbol contextRef="MainI">NOTLISTED</in-capmkt:Symbol>
  <in-capmkt:MSEISymbol contextRef="MainI">SUPFIN</in-capmkt:MSEISymbol>
  <in-capmkt:ISIN contextRef="MainI">INE574R01028</in-capmkt:ISIN>
  <in-capmkt:NameOfTheCompany contextRef="MainI">SUPERIOR FINLEASE LIMITED</in-capmkt:NameOfTheCompany>
  <in-capmkt:DateOfStartOfFinancialYear contextRef="MainI">2025-04-01</in-capmkt:DateOfStartOfFinancialYear>
  <in-capmkt:DateOfEndOfFinancialYear contextRef="MainI">2026-03-31</in-capmkt:DateOfEndOfFinancialYear>
  <in-capmkt:ReportingQuarter contextRef="MainI">Quarterly</in-capmkt:ReportingQuarter>
  <in-capmkt:DateOfEndOfReportingPeriod contextRef="MainI">2025-06-30</in-capmkt:DateOfEndOfReportingPeriod>
  <in-capmkt:TypeOfCompany contextRef="MainD">Equity</in-capmkt:TypeOfCompany>
  <in-capmkt:WhetherPartAOfAnnexureIOfTheSEBICircularDated31December2024RelatedToComplianceReportOnCorporateGovernanceIsApplicableToTheEntity contextRef="MainD">false</in-capmkt:WhetherPartAOfAnnexureIOfTheSEBICircularDated31December2024RelatedToComplianceReportOnCorporateGovernanceIsApplicableToTheEntity>
  <in-capmkt:ReasonForPartAOfAnnexureIOfTheSEBICircularDated31December2024RelatedToComplianceReportOnCorporateGovernanceIsNotApplicableToTheEntity contextRef="MainD">Pursuant to Exemption under Regulation 15(2) of SEBI( Listing obligation &amp; Disclosure Requirement) Regulations 2015,entity is not required to comply with corporate governance provisions for the said quarter .</in-capmkt:ReasonForPartAOfAnnexureIOfTheSEBICircularDated31December2024RelatedToComplianceReportOnCorporateGovernanceIsNotApplicableToTheEntity>
  <in-capmkt:WhetherPartBOfAnnexureIOfTheSEBICircularDated31December2024RelatedToInvestorGrievanceRedressalReportIsApplicableToTheEntity contextRef="MainD">true</in-capmkt:WhetherPartBOfAnnexureIOfTheSEBICircularDated31December2024RelatedToInvestorGrievanceRedressalReportIsApplicableToTheEntity>
  <in-capmkt:WhetherPartCOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfAcquisitionOfSharesOrVotingRightsInUnlistedCompaniesIsApplicableToTheEntity contextRef="MainD">false</in-capmkt:WhetherPartCOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfAcquisitionOfSharesOrVotingRightsInUnlistedCompaniesIsApplicableToTheEntity>
  <in-capmkt:ReasonForPartCOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfAcquisitionOfSharesOrVotingRightsInUnlistedCompaniesIsNotApplicableToTheEntity contextRef="MainD">Since the Company has not acquire any such share of voting right in unlisted public company during the quarter, this clause is not applicable to the entity.</in-capmkt:ReasonForPartCOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfAcquisitionOfSharesOrVotingRightsInUnlistedCompaniesIsNotApplicableToTheEntity>
  <in-capmkt:WhetherPartDOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfImpositionOfFineOrPenaltyIsApplicableToTheEntity contextRef="MainD">false</in-capmkt:WhetherPartDOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfImpositionOfFineOrPenaltyIsApplicableToTheEntity>
  <in-capmkt:ReasonForPartDOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfImpositionOfFineOrPenaltyIsNotApplicableToTheEntity contextRef="MainD">The Annexure I (Part D) of SEBI Circular dated December 31, 2024 related to disclosure of Imposition of fine or penalty  is not applicable to company for the reporting quarter.</in-capmkt:ReasonForPartDOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfImpositionOfFineOrPenaltyIsNotApplicableToTheEntity>
  <in-capmkt:WhetherPartEOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfUpdatesToOngoingTaxLitigationsOrDisputesIsApplicableToTheEntity contextRef="MainD">true</in-capmkt:WhetherPartEOfAnnexureIOfTheSEBICircularDated31December2024RelatedToDisclosureOfUpdatesToOngoingTaxLitigationsOrDisputesIsApplicableToTheEntity>
  <in-capmkt:IsSCORESIDAvailable contextRef="MainI">true</in-capmkt:IsSCORESIDAvailable>
  <in-capmkt:SCORESRegistrationID contextRef="MainI">s01331</in-capmkt:SCORESRegistrationID>
  <in-capmkt:TypeOfSubmission contextRef="MainI">Original</in-capmkt:TypeOfSubmission>
  <in-capmkt:NoOfInvestorComplaints contextRef="PY_I" unitRef="pure" decimals="0">0</in-capmkt:NoOfInvestorComplaints>
  <in-capmkt:NoOfInvestorComplaintsReceivedDuringThePeriod contextRef="MainD" unitRef="pure" decimals="0">0</in-capmkt:NoOfInvestorComplaintsReceivedDuringThePeriod>
  <in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod contextRef="MainD" unitRef="pure" decimals="0">0</in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod>
  <in-capmkt:NoOfInvestorComplaints contextRef="MainI" unitRef="pure" decimals="0">0</in-capmkt:NoOfInvestorComplaints>
  <in-capmkt:NoOfInvestorComplaintsDuringThePeriod contextRef="MainD" unitRef="pure" decimals="0">0</in-capmkt:NoOfInvestorComplaintsDuringThePeriod>
  <in-capmkt:AnyOtherInformationForDisclosureOfUpdatesToOngoingTaxLitigationsOrDisputesExplanatoryTextBlock contextRef="MainD">The notic recieved for such case is intimated to company via e-mail dated 09-07-2025 however the case pertains to earlier Financial year as mentioned here.</in-capmkt:AnyOtherInformationForDisclosureOfUpdatesToOngoingTaxLitigationsOrDisputesExplanatoryTextBlock>
  <in-capmkt:NameOfTheOpposingParty contextRef="I_OngoingTaxLitigationsOrDisputes1">Income Tax</in-capmkt:NameOfTheOpposingParty>
  <in-capmkt:DateOfInitiationOfTheLitigationDispute contextRef="I_OngoingTaxLitigationsOrDisputes1">2025-07-09</in-capmkt:DateOfInitiationOfTheLitigationDispute>
  <in-capmkt:StatusOfTheLitigationDisputeAsPerLastDisclosure contextRef="I_OngoingTaxLitigationsOrDisputes1">Case is under appeal with Income Tax Department Appelate Tribunal for Demand of Rs 7.74 Crores</in-capmkt:StatusOfTheLitigationDisputeAsPerLastDisclosure>
  <in-capmkt:CurrentStatusOfTheLitigationOrDispute contextRef="I_OngoingTaxLitigationsOrDisputes1">The case is under appeal with Appellate Authority of Income Tax  for assessment year 2019</in-capmkt:CurrentStatusOfTheLitigationOrDispute>
  <in-capmkt:NameOfTheOpposingParty contextRef="I_OngoingTaxLitigationsOrDisputes2">Income Tax</in-capmkt:NameOfTheOpposingParty>
  <in-capmkt:DateOfInitiationOfTheLitigationDispute contextRef="I_OngoingTaxLitigationsOrDisputes2">2025-06-27</in-capmkt:DateOfInitiationOfTheLitigationDispute>
  <in-capmkt:StatusOfTheLitigationDisputeAsPerLastDisclosure contextRef="I_OngoingTaxLitigationsOrDisputes2">Case is under appeal with Income Tax Department Appelate Tribunal for Demand of Rs  5067010 for the previous year via demant notice dated 04-03-2025</in-capmkt:StatusOfTheLitigationDisputeAsPerLastDisclosure>
  <in-capmkt:CurrentStatusOfTheLitigationOrDispute contextRef="I_OngoingTaxLitigationsOrDisputes2">The case is under appeal with Appellate Authority of Income Tax  for assessment year 2016</in-capmkt:CurrentStatusOfTheLitigationOrDispute>
</xbrli:xbrl>